Emerge Victorious.

The most critical element to managing expense is transparency. You can’t manage cost you don’t see. You have to know each expense component in dollars—not in “basis points” or percentages. This is not 100% achievable, but almost! Your expenses cannot be tied to asset growth. Your expenses should not increase as your plan assets grow.

The 401k Revolt Plan portfolios are comprised of index funds as completely as possible. At an average of 1/5 the cost of actively managed funds, the primary contributor to high cost is eliminated.

Expenses for investment advisory and employee education are standardized, expressed in dollars and no longer tied to assets in any way. They are not subject to increase without mutual agreement.